Making sure you have the right home insurance for your move
Whether you own or rent your property, chances are that you will have different insurance policies to cover various things. If you own your home, you will have buildings as well as contents insurance, and if you are renting you are likely to have contents insurance, particularly if you have all your own furniture.
However, how much thought have you given the insurance you need when you’re moving home? Many people fail to consider it, but it’s important to think about how your possessions are protected as accidents can happen.
At Removals Unlimited, we have £50,000 in-transit insurance, as well as £5 million liability insurance, which will give you peace of mind that, should an accident occur, you will be protected. However, it is still advisable to have your own insurance in place, as an article for Ideal Home noted earlier this year.
One point to bear in mind is that, often, your existing contents insurance policy will cover you during your move but only if you use a professional removals company like us. If you take the DIY option and items get damaged or lost, you could discover that your insurer won’t pay out.
The news provider also highlighted one of the biggest mistakes that home buyers make when they are getting ready for their move, which is failing to insure their new property early enough. If you are buying a home, buildings insurance should start for your new property from the date that you exchange contracts, rather than the date you complete.
The danger with waiting until you have actually moved is that, if something happens to your new home in the meantime, you won’t be covered and could end up facing a substantial bill.
We pack, move and store to make the whole process of moving home as simple and stress-free as possible. If you contact us, you can rest assured that all of your belongings are adequately protected during your move, not only because we take the utmost care with all of our clients’ possessions, but because we have substantial insurance as well.
Research from Direct Line Home Insurance earlier this year also revealed that the average value of items that were lost, damaged or stolen during a home move increased from over £500 to nearly £700 in 2021, demonstrating why it’s so important that you have the right insurance cover and protections in place.
If you use our full packing service, you can expect a comprehensive service. We will treat all of your belongings as though they were our own, making sure that everything is appropriately packed and loaded for the journey to your new home.
As well as doing the packing for you, we also supply all of the packing materials, including protective materials such as bubble wrap and protective covers for your furniture.
Our removal vehicles also have tail lifts, making it much easier to load large and heavy items safely than if you were to rent a smaller van and attempt it yourself, not to mention that our whole team are highly experienced at moving the most unwieldy or heavy items you can imagine.
Want to learn more about our services and how we operate? Contact us today to speak to us about your requirements for your move and to get a free, no-obligation quote for your move.
