Do you know all the costs associated with moving home?

When you're looking for a new home, particularly as a first-time buyer, it can be challenging to budget for the whole process. Of course we all know we need a sizable deposit and we expect to pay solicitor's fees, but what else do you need to consider?

As Admiral Insurance recently pointed out, there are a number of "hidden costs" associated with purchasing a home in Christchurch, Poole, Bournemouth, or anywhere else in the UK.

So, what are some of these hidden costs? When you're arranging finance for a property purchase, you need to consider more than just the headline interest rate. For example, most lenders will charge a valuation fee to estimate the value of the home you wish to purchase and to ensure that you're not paying over the odds for it.

You'll also likely need to pay an arrangement fee to the lender that provides your mortgage. Often these costs are added to the value of the loan you take out.

While it might be tempting to save some money by trawling through the various mortgage deals available yourself, it is often beneficial to use a mortgage broker to assist you. Even though there is a cost associated with their services, you'll typically find you recoup this over the course of your mortgage as they often find better deals than you're able to alone.

Given how quickly interest rates in the UK are changing at the time of writing, it's certainly worth seeking professional assistance.

As iNews points out, the Bank of England base rate could fall again later in the year, after the increases we saw in 2022.

If you've bought a property in the past, you'll be aware that you'll need to pay for an independent survey and as a first-time buyer this is another cost to factor in. It's also not one you want to skimp on.

At Removals Unlimited, we get to help you with the final stages of your move, which are often both the most exciting and most stressful.

Once you complete on a property purchase, everything moves very quickly. Having helped hundreds of people move home in Bournemouth, Poole, Christchurch and beyond, we understand the process and how stressful it can be.

This is why we offer a full packing service, whereby we pack up all of your belongings in the two days ahead of your move, as well as loading them into our specialist removals vans and transporting them to your new abode, where we then unload them.

While we can understand the temptation to do the heavy lifting yourself, we also know how hard this process can be – especially when you need to deal with your solicitor and the estate agent on completion day.

Our team of experienced professionals are on hand to take a load off (physically and emotionally).

We offer a bespoke, no-obligation quote for every move we do, and we carry out a full house survey to ensure you pay a fair rate for our services.

We also offer a number of add-ons that can make your life simpler, such as a furniture dismantling and reassembly service, as well as operating a secure storage facility. Get in touch with us today to find out more about how we can help your nice go smoothly.